principle purpose marine Survey on the assured’s vessel usually involves three stages. The Constellation Marine Surveyors ascertains:
(I) The nature of the casualty of ship;
(ii) The extent of the loss or damage of ship ;
(iii) The cause of the loss or damage of ship.
Other matters may arise from these and further information may be required, such as there commendations for mitigating the loss of ship, usually the type and extent of ship and marine repairs, or the identity of any party who may have a liability, i.e. the other party in a collision.
When the Constellation Marine surveyors is appointed for ship survey, report and obtain quotations, preliminary advice from the marine inspector followed by a short report containing the essential facts of the casualty in an easily assimilated form, is given in many small claims on pleasure craft.
The report contains information on the nature and extent of the casualty. It also contains the ship and marine surveyor’s opinion on cause but it is clarified with the instructing underwriters.
Constellation Marine’s surveyor will generally not go far wrong if he answers the following simple questions in his report: who, what, where, when, why and how? The last should include a brief reference to damage and repairs.
In case of small pleasure boats, runabouts and dinghies for example, there probably no requirement for any moreip and repairs can be covered simply by attaching a copy of the specification given to the repairers, together with the quotations obtained by the Constellation Marine’s surveyor. To save unnecessary survey costs, underwriters are likely to be happy if such surveys and repairs are handled with the simple and routine practice of motor car assessors when reporting to motor vehicle insurers.
Unless repairs are deferred or are likely to include either contentious issues or major difficulties, the underwriter will not require much more and will rely upon the competence of the Constellation Marine’s surveyor to have discussed the necessary work adequately with the repairers. A lot will depend upon how much detail the underwriter expects and the Constellation Marine’s surveyor checks the requirement with their appointed underwriters.
The size of the claim may have some bearing on number and frequency of reports required but this depends upon the underwriter’s wishes that it is difficult to give much guidance.
If the Constellation Marine’s surveyor is required only to survey, he prepares a repair specification and obtain quotations, his work may be soon completed and, after providing preliminary advice of a few important details, he provides a final report with attached quotations. If the underwriter makes almost all of his own enquiries, even that report may be brief.
If expected to have an ongoing involvement to see the repairs completed, possibly even to adjust and pursue third party liabilities, The Constellation Marine’s surveyor sends the below reports.
The Constellation Marine surveyor promptly sends the preliminary advice after the first assessment of the situation. It is confidential to underwriters and serves the same purpose as when used with large commercial ship and marine vessel surveys.
Ship and marine surveyors in dubai– First Report
This report is also confidential to underwriters, this is sent as a follow-up to the preliminary advice if the former is lacking in information and the Constellation Marine surveyor is acting as a loss adjuster in a claim management role wishing to keep the underwriters informed of the situation.
Field survey reports
These reports are not usually provided in the same way as is common with commercial vessels although the Constellation Marine’s surveyor is wise enough to leave the repairer with a hand written specification for the repairs agreed without prejudice, with a copy to the assured, as it assists in avoiding disputes and difficulties later.
For this purpose, Constellation Marine’s surveyor has carbon impregnated paper in pad form with a printed explanation of the procedures.
The Constellation Marine’s updates the situation if the matter becomes protracted. It is confidential and contains an update on progress and any necessary amendment to repair estimate industry.
This report depend very much upon underwriter’s wishes.
It is a formal report covering the nature and cause of the casualty with detail of the extent of damage, this report is not confidential and underwriters will probably make copies available to other parties.
This procedure suits small commercial craft surveys but is often not adopted with private pleasure craft. More often than not final, pleasure craft survey reports do not follow such a stereotyped approach and when repairs are completed, with copies of repair accounts received for checking, the Constellation Marines surveyor will report less formally.
The report covers the nature and outline extent of damage, or fuller details if called for, and reports completion of repairs attaching accounts with the Constellation Marine surveyors opinion that the repair costs are satisfactory or otherwise and relate to the casualty damage. If the surveyor disagrees with any of the expenses submitted, the reasons appear in the final report. The cause is also be required but this depends upon instructions.
Although probably expected by the underwriter as a confidential report, the Constellation Marine’s surveyor bears in mind that occasionally the underwriter elects to pass a copy on request to his assured or insurance broker. This report is written with this in mind.
The appointment includes an instruction to adjust the claim too. This adjustment appears in the final report or is submitted separately so that, in the event of any dispute with the assured over reasonable costs, the underwriter feels less inhibited by the Constellation Marine’s surveyor’s treatment of expenses in the adjustment.
If separate, the marine survey report and adjustment is made available to the assured if the underwriter wishes or the adjustment withheld and the underwriter’s preferred adjustment substituted.
In this report, nothing is mentioned, unlike the case of large commercial vessels, about the owner submitting an allegation as the cause of the damage and the Constellation Marine surveyors doing no more than commenting on the allegation. In these claims the Constellation Marine’s surveyor gives his opinion on the cause in his report as the assured owner may not be technically competent to do so.
These are frequently a useful addition to any ship and survey report dubai.